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Checks Out, Cards In: Payment Innovation Across the Higher Education Ecosystem

Tracks
Business And Financial Services
Tuesday, January 13, 2026
10:30 AM - 11:30 AM
Junior 1

Overview

Junior 1


Details

Higher education institutions are rethinking how money moves. This session explores how prepaid cards and other digital payment tools are replacing checks across campus—from student stipends and athletic per diems to research disbursements and even housing refunds. Learn how these solutions reduce fraud, streamline operations, and eliminate outdated practices and pain points that accompany them. We’ll share trends, best practices, and real-world use cases to help modernize your institution’s payment strategy.


Speaker

Christine Cervenka
Treasury Management Consultant
US Bank

Checks Out, Cards In: Payment Innovation Across the Higher Education Ecosystem.

Abstract

Higher education institutions are rethinking how money moves. This session explores how prepaid cards and other digital payment tools are replacing checks across campus—from student stipends and athletic per diems to research disbursements and even housing refunds. Learn how these solutions reduce fraud, streamline operations, and eliminate outdated practices and pain points that accompany them. We’ll share trends, best practices, and real-world use cases to help modernize your institution’s payment strategy.

Biography

Christine has been with U.S. Bank since 2014, currently servicing government and higher education clients in California and throughout the northeast. As a treasury management consultant, her primary goal is to understand clients' internal processes and daily operations. Christine adopts a consultative approach, conducting discovery sessions, presenting recommendations, and providing detailed integration roadmaps to maximize clients' return on investment. This approach addresses areas that may lack necessary internal controls, security measures, and ease of access for key stakeholders. Christine holds a Bachelor of Science in Business from California State University Sacramento and is currently pursuing her Certified Treasury Professional (CTP) designation with AFP.
Malisa Day
Relationship Manager
U.S. Bank

Checks Out, Cards In: Payment Innovation Across the Higher Education Ecosystem

Biography

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